How Do Roofing Insurance Claims Work?

Dealing with roofing insurance claims can prove to be a lengthy and somewhat confusing process, and for many homeowners, a stressful one. 

However, understanding how it works will make the entire process and the cooperation with your insurance company smoother and reduce delays, so that you can have your compensation as well as the needed roofing work done faster.

The Roofing HQ is always here to help, so we bring you a quick guide that explains how roof insurance claims work. 

Read on to find out more!


Keep an Eye on Your Roof 

Having your roof inspected regularly is important both for the safety of your roof and for the sake of your insurance claim, so that you can pinpoint and claim all the potential storm damages.

Therefore, after every storm, check your roof for missing or lifted shingles but only from the ground. You can also see if there are any trees or branches that have fallen on top of the roof. And finally, check the inside and outside walls for water spots.

Now you can look for your insurance policy to have the documentation at hand and to check what it covers exactly.


Call Your Roofing Contractor

The most important thing to do after severe weather and storms is to call your roofing contractor. A good roofing contractor will offer you a free inspection of your roof and give you an estimate of what needs to get done. Make sure the roofing contractor you are calling is insured, licensed, and experienced with storm damage and insurance claims.

Your roofing contractor should assist you, give you advice, and most importantly, be available to you in the process of filing a claim with your insurance company. And above all, your roofing contractor should offer you the best solution for your situation and expertly deal with any damage. 

Your roofer will also tell you, based on the roof assessment, whether the roof only needs repair or a complete replacement. 

And with a roofer specialized in roofing insurance claims, you will get an expert and a partner that will take care of the entire claims process for you, from start to finish.


Call Your Insurance Company and File a Roofing Claim

After your roofing contractor has assessed your roof and the damages, it’s time to report the incident to your insurance provider. The insurance company will appoint a claims adjuster, who will come to you to evaluate the damage as well. 

Having your trusted roofing contractor with you when the claims adjuster arrives for evaluation is very important and will help the process go more smoothly. Your roofer will ensure that the adjuster is fair and doesn’t overlook any damage your roof has suffered, as well as that all roof damages and losses are included in your claim.


Have Your Roof Repaired or Replaced

Once everything is documented and approved by your insurance company, the roof can be repaired or replaced. You will receive a check from your insurance company, and your roofing contractor will give you all the details of your upcoming roofing project.

Remember to work only with the best and qualified roofing contractor who will guarantee your full protection and complete satisfaction.


Final Thoughts

At The Roofing HQ, we have top-notch experience with roofing insurance claims, and our main goal is to help our homeowners deal with them successfully. So if you, too, need to file your insurance claim and want an accurate, detailed roof inspection and quality service, then roof insurance specialists at The Roofing HQ are your best bet. Give us a call at (833) 476-6347, and let us do the heavy lifting for you!

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